Choosing your real estate professional is:
Perhaps the most important decision you will make when buying property. Buyers may choose, at no cost, an agent to represent them. I believe the more you look around, the more you will see the value of working with me.
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Here is what buyers say about Joey...
"We have most certainly formed a relationship with Joey. We will most definately call him when we decide to sell. And we have already referred him to severa l friends."
"Joey went very much above and beyond what I expected of a real estate agent. He made every attempt to make sure that our needs were met in every way, and made it his business to make us happy."
"My husband and I were very happy with the way Joey Crews handled everything. He is very honest and was very helpful. He went out of his way and is the best in every way. Made us feel like family."
"I never expected to enter real estate with such ease. Joey made everything so easy to understand. He had a wonderful attitude every time we talked or met. He made this confusing process go smoothly and I will never use anyone but him in the future."
"Joey was far and away the BEST agent we have ever dealt with. Joey will have our future business and all of our referrals."
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These simple tips will help you find and purchase the home of your dreams more quickly and efficiently.
I specialize in first time home buyers. If you're a first-time buyer you can find more information here.
Before you shop:
1. Get pre-approved. This takes very little time and lets you know the price range that fits your lifestyle.
2. Choose an agent to represent you. There are no costs for a buyer to have representation and representation is good. Speak with several agents, ask your friends for referrals, give me a call at 256-310-2294.
3. Decide what you are looking for in your home. The last thing you need is to close a deal and realize you bought a house you don't want. Take time to ask yourself what you're looking for in a home, before you shop. Think about size, neighborhood, commute time and upkeep.
4. Keep your debt load to a minimum. Don't make major purchases or incur any additional debt until after your purchase. Pay down credit cards and don't apply for new ones. Lenders trake a final look at all your finances immediatley before closing. Your total monthly house costs should not exceed 28 percent of your gross monthly income.
5. Be prepared to view new properties quickly. You can sign up to be notified on a daily basis as soon as a house that fits you criteria becomes available. Go to Realty Watcher on the site menu to sign up.
Before you buy:
1. Submit a well thought out offer.
2. Include an acceptable earnest money deposit. Sometimes offers are accepted based on the amount of the deposit.
3. Try to minimize the number of contingencies. Fewer contingencies mean a stronger offer.
4. Hire an inspector. A professional home inspector will make s ure the house of your choice is in satisfactory condition.
5. Check zoning regulations and covenants. Read any restrictive covenants and make sure they fit your lifestyle.
6. Strongly consider purchasing an updated property survey. Be sure it clearly marks boundaries. Check for problems.
7. Make sure you know what stays or goes.
Your contract should be very specific about which items(appliances, etc) are included in the sale.
8. All agreements should be in writing. Make certain verbal agreements are written into the final contract to avoid any stressful and expensive issues later.
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